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Whether you wear the padded inner liner and the shell separate or together the Columbia Payton Pass Interchange womens 3-in-1 insulated jacket will let you experience the joy of winter comfortably no matter the weather conditions. The Omni-HeatTM Infinity thermal reflectors deliver increased heat retention and high breathability for maximum comfort. With its street-worthy aesthetics combined to its technical performances this hooded winter jacket with zip-in interchange system will deliver all the warmth and comfort you need when the degrees drop. You are ready to face winter so is your jacket.